• 360° Account Access – View and control balances, transactions, and statements for your entire DFCC banking portfolio.

• Real-Time Fund Transfers – Transfer funds instantly between DFCC and other bank accounts via CEFTS and SLIPS.

• Bill Payments – Pay utility bills, insurance premiums, and statutory payments online.

• Hassle-Free Account Opening – Open savings and fixed deposit accounts online and earn 0.5% extra interest for FD accounts.

• Credit Card Management – Block, check, and manage your credit card transactions with ease.

• Secure Self-Service Banking – Schedule transactions, download receipts, and request cheque books online.

• High Transaction Limits – Transfer up to Rs. 10 million per day with Rs. 5 million per transaction.

• Account Management

  • View account details, balances, and transaction history.

  • Download statements and portfolio details.

  • Access loan, lease, and credit card details in one place.

  Fund Transfers & Payments

  • Instantly transfer funds between your DFCC accounts.

  • Real-time transfers to third-party DFCC Bank accounts.

  • CEFTS & SLIPS Transfers to any bank in Sri Lanka.

  • Utility Bill Payments – Pay Dialog, Mobitel, SLT, CEB, LECO, National Water Supply, and leading insurance premiums.

  • Tax & Government Payments – Pay IRD, EPF, and other government dues online.

  Online Account Opening & Fixed Deposits

  • Open Savings & Fixed Deposit accounts online.

  • 0.5% extra interest rate for Fixed Deposits opened via online banking.

  • Open goal-setting savings accounts to automate savings toward financial goals.

  Credit Card Management

  • Block and unblock credit cards instantly.

  • Update travel notifications for overseas usage.

  • Convert transactions to easy payment plans.

  • Check card statements, unbilled transactions, and credit limits.

  Self-Service Banking

  • Schedule future transactions or set up standing orders.

  • Request cheque books or place stop payments.

  • Set up custom alerts for transactions and payments.

  • Secure messaging – Communicate with DFCC Bank for banking inquiries.

  • Download your Advance Income Tax Certificate instantly.

  Online Banking Transaction Limits

  Per Day Limit (Cumulative)	Per Transaction Limit
  Rs. 10,000,000	Rs. 5,000,000

  If you need to increase your daily transfer limit, you can request it via the online banking inbox.

1. Existing Customers – Call 0112 350000 to activate online banking.

2. New Customers – Opt-in for Online Banking during account opening.

3. Login Details – You will receive a temporary User ID & password via email and SMS.

4. First-Time Login – Use the temporary credentials and set up your preferred User ID & password.

1. Is there a registration or annual fee for Online Banking?

Yes, an annual subscription fee is applicable. Please see our Rates & Tariffs.

2. How do I receive my login credentials?

You will receive your temporary User ID and password via your registered email and mobile number.

3. Can I change my Online Banking User ID and password?

Yes, after your first login, you will be prompted to create your own preferred User ID & password.

4. What should I do if I forget my password?

You can reset your password using the ‘Forgot Password’ option on the Online Banking login page or contact the DFCC Call Centre.

5. What transactions can I perform through DFCC Online Banking?

• Check balances & statements

• Fund transfers (within DFCC & to other banks)

• Pay utility & government bills

• Manage credit cards & set standing orders

• Block/unblock cards & request cheque books

6. Can I apply for new accounts online?

Yes, you can open savings and fixed deposits online. Fixed deposits opened via Online Banking qualify for 0.5% extra interest.

7. How do I pay my DFCC credit card bill through Online Banking?

You can pay your credit card bill instantly using fund transfers from your DFCC account.

8. Is DFCC Online Banking secure?

Yes, DFCC Online Banking uses multi-layer security measures, including encrypted login authentication and secure fund transfers.

Click here to read the DFCC Online Banking Terms & Conditions.

• DFCC One (Mobile Banking)

• Digital Onboarding

• Alerts

Rates & Tariffs