• Loan Amounts up to LKR 5 Million

– Flexible financing for personal needs, home renovations, vehicle purchases, or debt consolidation.




• Exclusively for Armed Forces & STF Personnel

– Available for regular service members of the Sri Lanka Army, Navy, Air Force, and STF.




• Extended Repayment Period

– Loan tenure up to 10 years, ensuring manageable monthly payments.




• Minimal Documentation & Fast Processing

– Streamlined application process with priority approvals.




• Affordable Interest Rates

– Competitive and fixed rates to ensure financial stability.




• Digital Banking Benefits

– Access to DFCC ONE and Online Banking, eStatements, and SMS alerts.




• Zero Hidden Fees

– Transparent terms with no unexpected charges.

• Active regular service members of:

  • Sri Lanka Army

  • Sri Lanka Navy

  • Sri Lanka Air Force

  • Special Task Force (STF) of Sri Lanka Police

• Volunteer staff are NOT eligible.

• Minimum monthly gross income of LKR 50,000 (Basic + Fixed Allowances + 75% of past 3 months’ average variable income).

• Minimum service requirement: Completion of training period + 1 year of regular service.

• Age between 18 and retirement, with the ability to make full repayment before retirement

• Completed loan application form.

• Signed Terms & Conditions.

• Consent letter from the borrower (addressed to the employer to direct the salary to DFCC Bank).

• Official covering letter from DFCC Bank to the employer.

• Irrevocable letter of undertaking from the respective Headquarters confirming salary remittance.

• Certified copy of the National Identity Card.

• Certified copy of the Forces Identity Card.

• Last month’s original/certified salary slip.

• CRIB report of the applicant.

• Duly signed Offer Letter.

1. Complete your application form

2.Gather all required documents

3.Visit your nearest DFCC Bank Branch or Apply Online Now

1. Who is eligible for the DFCC Mehewara Personal Loan?

   • Active service personnel in the Sri Lanka Army, Navy, Air Force, and Special Task Force (STF).

   • Volunteer staff are NOT eligible.

2. What is the maximum loan amount I can apply for?

   • Up to LKR 5 million, depending on eligibility. Minimum is LKR 100,000/-

3. What is the maximum repayment period?

   • 10 years, but the loan must be fully repaid before the borrower’s retirement.

4. Can I apply for this loan online?

   • You can apply in person or online, whichever is convenient for you. Just make sure have completed the application form and gathered all necessary documents to avoid delays.

5. What documents are required for loan approval?

   • Application form, NIC copy, salary slips, Forces ID, employer’s undertaking letter, and CRIB report.

6. Are early settlements allowed?

   • Yes, early settlements are allowed, subject to applicable prepayment terms.

Apply for a DFCC Mehewara Personal Loan Today

• DFCC Personal Loan

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• Personal Loan Calculator

• DFCC Branch Locator

• Mehewara Personal Loan Application Form

• Terms & Conditions