DFCC

Prestige

DFCC Prestige aims to help you to be in control and smoothly navigate through your financials to help you achieve your next goal. As a DFCC Prestige customer you will receive a host of benefits and services that will help you to be on top of your goals.

Prestige


A Premium Salary Savings Accont

DFCC Prestige is a premium salary savings account for individuals seeking an exclusive banking experience. Enjoy premium banking benefits, including waived fees, cashback rewards, preferential personal loans, and exclusive access to advanced banking facilities tailored to your needs.

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  1. Salary Savings Account:

    • Open an account with zero balance, with the first salary remittance only required within 30 days.

    • Choose from a range of savings options that suit your goals.

  2. Prestige Current Account:

    • Open without an initial deposit.

    • Minimum balance fee waived.

    • Account sweeping facility for enhanced convenience.

  3. Prestige Credit Card:

    • Waived joining and annual fees.

    • 1% cashback on every spend, plus 2% cashback on fuel and utility bill payments (made directly to the service provider).

    • 0% interest for 6-month instalment plans on transactions above Rs. 25,000 (excluding fuel, cash advances, casinos, and gambling).

    • Complimentary travel insurance for return air tickets purchased using the card.

    • One free airport lounge visit annually via Lounge Key.

  4. Enhanced Debit Card:

    • Increased POS and ATM withdrawal limits for greater flexibility.

  5. Personal Loan Facility:

    • Enjoy preferential interest rates with a 0.5% discount.

  6. Digital Banking Benefits:

    • Free access to DFCC ONE and Online Banking facilities.

    • Free SMS alerts, eStatements, and utility bill payments with no service charges.

  7. Free ATM Withdrawals:

    • Withdraw cash for free from any DFCC or LankaPay ATM island-wide.

  8. Dedicated Support:

    • 24/7 access to a dedicated call centre for seamless service.

  • Eligibility Criteria:
    DFCC Prestige is available to individuals meeting any ONE of the following requirements:

    • A monthly net salary remittance between Rs. 150,000 and Rs. 449,999 to a DFCC account.

    • A deposit portfolio exceeding Rs. 2,500,000.

    • A personal loan exceeding Rs. 3,500,000.

    • A housing loan exceeding Rs. 5,000,000.

  • How to Apply:

  1. What is DFCC Prestige?
    DFCC Prestige is an exclusive salary banking solution offering premium financial benefits, such as cashback rewards, preferential loan rates, and advanced digital banking features.

  2. What are the benefits of the Prestige Credit Card?
    The card offers waived fees, cashback on transactions, travel insurance, and complimentary airport lounge access.

  3. What is the cashback structure for the Prestige Credit Card?

    • 1% cashback on all spends.

    • Additional 2% cashback on fuel and utility bill payments.

  4. What loan benefits are available for Prestige customers?
    Personal loans with a 0.5% interest rate reduction are offered exclusively to Prestige customers.

  5. Are there any fees for digital banking services?
    No, DFCC Prestige customers enjoy free access to DFCC ONE, Online Banking, SMS alerts, and eStatements.

Interested to Know more
Submit your inquiry now

One of our team members will reply within one business day. If inquiry is made during
non-banking hours, our team member will get in touch on the next working day.

Your privacy is important to us. Please do not include account numbers or other confidential information.

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