Loan Amounts from LKR 100,000 to LKR 5 Million – Ideal for financing any personal or professional needs.

Flexible Repayment Options – Initially up to ten years, with an option for a Rollover Loan (total up to 15 years).

Special Rollover Facility – Extend repayments beyond retirement, with final settlement by the age of 75 years.

Affordable Repayment Plans – Salary-based repayment ensures ease of financial management.

Exclusive for Government Employees – Designed for permanent, confirmed public sector workers.

Fast Loan Approvals – Minimal paperwork for a hassle-free application process.

Eligibility:

• Must be a confirmed, permanent government employee in Sri Lanka.

• Minimum monthly salary of LKR 50,000 (subject to salary assignment).

• Retirement date must be within 10 years from the loan application date.

Required Documents:

• Completed Hybrid Loan application form.

• Signed Terms & Conditions.

• Certified copy of National ID, Driving License, or Passport.

• Latest 3 months' salary slips (original or certified copy).

• Employer-issued salary assignment letter.

• Annexure 01 (completed and submitted).

How to Apply:

• Complete the application form

• Gather all required documents

• Visit any DFCC Bank Branch

Garusaru Pension Loan

DFCC One Loan

Home Loan

Personal Loan Calculator

Branch Network

Hybrid Loan Application Form

Terms & Conditions